If your pharmacy qualifies as a *90% rule merchant, you do not need access to the Eligible Product List (EPL). You do not need to differentiate between qualified and non-qualified items.
If your pharmacy does not qualify as a 90% rule merchant and wishes to use our software to accept payment cards, you will need to use our Point of Sale system. FSI’s Pharmacy Cash Register system does not have an item file and cannot differentiate between qualified and non-qualified items.
The EPL is a list of items that are deemed qualified by SIG-IS and the IRS which are allowed to be paid for by FSA/HSA cards. Prescriptions are always a qualified item. They have provided an electronic list of items based on UPC codes that are and are not qualified. According to SIG-IS the recommended frequency to pick up and apply this item file is monthly but you can apply the file as frequently as every seven days. It is a requirement that the item file is downloaded and applied at least monthly (30 days).
*Contact your processor to see if you are or are not a 90% rule merchant.
To receive access to the EPL file, email SIG-IS at help@sig-is.org with the following information:
- Subject Line: Eligible Product List Access
- Body: We’re a merchant looking to accept IIAS cards. We are a SIGIS tier <enter your tier #> member. We are requesting access to the file via SFTP in a Pipe-Delimited format.
- Also provide the following information in the body: Pharmacy / Merchant Name, Address, Phone #, and Email Address
- And finally, also specify a username you would like to use for access. We recommend that the username be ‘fsi’ + the pharmacy’s (or primary location’s) NPI number.
Once your application has been accepted, you will receive an email with your username and password. Please call our support team for help entering this information into the Point of Sale system.
To Pickup and Apply the latest EPL manually, do the following:
- Pickup File: 2-5-B-1
- Apply File: 2-5-B-2